You’re Overspending… Here’s How to Kick the Habit

Photo by Jordan Nix on Unsplash

Many of us are impulse buyers and that’s not anything to beat ourselves up over. It just means that a little careful thinking can help us make smarter financial decisions. That’s why I want to really emphasize personal finance with my readers.

When a routine grocery store trip turns into a shopping spree, that’s when we need to address the issue. Unfortunately, overspending is one of the main ways people end up in debt. So let’s try to avoid that, yeah?!

Here are some ways you can put your foot down right and stop that overspending habit!

First Off, Don’t Beat Yourself Up

We all fall prey to temptation. If you’re shopping for one thing but suddenly see something that you definitely don’t need but think you could maybe use someday…? Yeah, that’s an impulse buy and it’s easy to get mad at yourself when you can’t for the life of you remember why you bought it.

Let’s hold onto tags and receipts if you’re this kind of person. When something like this happens, it’s hard to talk yourself out of it at the moment. A few days later, on the other hand, you’ll think differently. That’s when you need to take a little of accountability and turn it back in to get your money back… without getting upset with yourself.