Unlock Your Money Dreams in 2025! Funding up to $35 Million per Month!

The start of a new year is always a time for hope, ambition, and those lofty New Year’s resolutions. But let’s skip the vague, overused advice and focus on actionable moves that can actually transform your financial life. 2025 is here, and it’s brimming with opportunities. I’m here to help you seize them.

First, let me share my own resolutions to kick things off. Personally, I’m increasing lending to $35 million per month to help people access capital for their dreams. I’ve got plans to build, buy, and sell 60 homes, and I’m taking on seven personal property flips. Oh, and come June, I’ll be in Brazil competing in the Ironman. But my most important resolution? Helping at least 50 people achieve their dreams, whether that’s through grants, loans, starting a business, or finding their path with my Origin of Opportunity group.

Now, let’s talk about your goals.

Resolutions are an annual tradition for many. Did you know that about 38.5% of adults set New Year’s resolutions? Younger adults are especially ambitious, with 59% of those aged 18–39 making resolutions compared to only 19% of those 55 and older. But here’s the kicker: most resolutions fail. By the first week, 23% of people have already given up. By the end of the month, only 36% are still holding on. Ultimately, just 9% of people achieve their resolutions.

The good news? You can be part of that 9%.

The secret lies in being smart, strategic, and realistic. Instead of setting dozens of goals, focus on a few that truly matter. And don’t forget to have fun with the process.

So how do you make 2025 the year you crush your financial goals? Start small. Even seemingly insignificant changes can add up. For example, swapping out a daily $5 latte for a $2 cup of coffee could save you nearly $1,000 over the year. That’s enough for a vacation fund.

Subscriptions are another area where small changes make a big impact. Take a hard look at what you’re actually using. If a streaming service or app hasn’t been opened in months, cancel it. You can always resubscribe later if you miss it.

Credit card debt is another area where focus pays off. Interest rates can turn your balance into a financial treadmill — lots of effort, no progress. Start making extra payments, even if it’s just $50 more each month. And while you’re paying it down, resist the urge to add new charges. Think of it like bailing water out of a sinking ship; don’t drill new holes while you’re at it.

Building an emergency fund is another cornerstone of financial security. Unexpected expenses will come, but having a cushion means you won’t have to rely on credit cards or loans to get through tough times.

And let’s not forget about credit monitoring. Signing up for alerts can protect you from identity theft and fraud. If you want to take it a step further, freeze your credit reports. This simple move can save you months of headaches if someone tries to open accounts in your name.

If you’re a homeowner, here’s a power move: make extra payments on your mortgage principal. Even one additional payment a year can shave years off your loan term and save you thousands in interest. Just be sure to tell your lender that the extra money is going toward the principal, not future interest.

Now, let’s talk about those rewards credit cards. They can be a goldmine if used wisely. Charge your regular expenses, pay off the balance each month, and watch the points pile up. Those points can turn into free travel, gift cards, or even cash back. But remember, the rewards aren’t worth it if you’re overspending or carrying a balance.

For those with an eye on the future, it’s never too early to start planning for retirement. If your employer offers a 401(k) match, take full advantage of it. That’s free money you don’t want to leave on the table. Even a small increase in your contributions can make a big difference over time, thanks to the magic of compounding interest.

And while we’re on the topic of planning, when was the last time you updated your beneficiary information? Life changes — marriages, children, divorces — but many people forget to update their accounts and policies. Take a moment to review yours and make sure everything is up to date.

One of the biggest barriers to achieving resolutions is setting unrealistic goals. About 35% of people fail because their ambitions are simply too big or too vague. Another 33% don’t track their progress, and 23% forget about their resolutions altogether.

The key is to break your goals into smaller, manageable steps and celebrate each milestone along the way. For instance, if you want to save $10,000 this year, start by setting aside $200 a week. It’s a lot less daunting when you tackle it one week at a time.

For those looking to boost their income in 2025, consider exploring side hustles or passive income streams. Whether it’s freelancing, selling digital products, or investing in dividend-paying stocks, there are countless ways to supplement your primary income. The goal isn’t just to survive — it’s to thrive.

Financial success doesn’t happen overnight, and it’s rarely easy. But with consistent effort and smart planning, you can achieve incredible things. Start small, stay focused, and don’t get discouraged if progress feels slow. Every step forward, no matter how small, brings you closer to your goals.

So here’s my challenge for you: pick one thing — just one — from this list and start today. Maybe it’s canceling an unused subscription. Maybe it’s making an extra credit card payment. Whatever it is, take that first step.

Let’s make 2025 the year you take control of your finances and build the life you’ve always wanted. And remember, I’m here to help you every step of the way. Together, we can make this year one for the books.

Here’s to a brighter financial future!