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5 Best Credit Cards for Beginners
When you are first starting you will soon find out that you may be limited to the credit cards that you can apply for to gain new opportunities that you can get with a good credit score.
The best credit cards are those that have limited credit requirements so that you get exclusive access to a free credit score and other options such as rewards and cashback.
Starter credit cards encourage beginners to be responsible as they include benefits that forgive beginner mistakes such as waiving late fees so that you can begin the habit of making your payments on time.
As a beginner, you need to begin the process of building your credit since you don’t have one.
A credit card secured by a savings account, for example, will help you by reporting your payment history to the credit bureaus therefore building your credit.
This does require a security deposit that will serve as your spending limit